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Our Team

How We Work

How We Work

Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.

Our team approach adds perspective to all we do and provides increased benefits to our clients.

Meet Our Team

Joseph P. Moore, ChFC, CLU, RICP


(561) 278-3378

(561) 278-1599

Joe is the President of Gwynn, Moore & Associates, Inc. He joined the firm in 1992 and moved into his current position in 1998. He has been affiliated with Lincoln Financial Advisors Corp. his entire career. From 2006 Joe has been a member of The Resource Group, an invitation only, nationwide network of the top financial planners within Lincoln Financial Advisors Corp.

Joe is a graduate of the University of Miami with a BBA '91 in Finance and an MBA '92 with dual specializations in Finance and Management. He also holds the Chartered Financial Consultant (ChFC), Chartered Life Underwriter (CLU), and Retirement Income Certified Professional (RICP) designations. He is married to his wife, Kelley, since 1992 and has three children - Jason, Jonah & Justin.

Ruth C. Santini

Administrative Assistant

(561) 278-3378

(561) 278-1599

Ruth joined Gwynn, Moore & Associates, Inc. in 2018. She brings over 18 years of high level, professional administrative skills. She specializes in customer service, front office management and health care administration including claims processing and resolution. Ruth is also bi-lingual – fluent in English and Spanish.

Kyle Marzec

Financial Planner



Kyle joined our team as an Associate Financial Planner in January 2024.  Prior to joining our firm he was part of a successful financial planning practice in Southern California.  He is a native of the Midwest where he graduated from Purdue University and was a member of their football team.  Kyle has been married to his wife, Betty, since 2017 - they have two beautiful daughters and two dogs.  Kyle enjoys spending time with family & friends, staying active in a variety of sports & exercise and he has a passion to serve both in his community & abroad.